Ashen-gray overcast this early Wednesday on California’s north coast with fog and cloud together again to produce a dreary-looking morning.

Now retired nearly two years, I’ve joined a growing cadre of baby boomers without the finances for a ride into the sunset, or anywhere.

We’re in a mob-pickle…

(Illustration found here).

Old age for me came quickly — seemingly, I’m 45-years-old, and then suddenly in a fleeting finger-snap, I’m on Social Security. Instead of the old, ‘in a pickle,’ we boomers should adopt a more street-cred, millennial-angled, reality-based, ‘We be fucked…‘
My predicament, though, is a lot my own fault. ‘Thinking-about-the-future’ not one of my better traits — I’m apparently more concerned about today/right now than 20/30 years or whatever down the road — ‘retirement’ plopped into my lap.
And we’re a horde…
Reportedly, the boomer generation has started to retire earlier, and pushed by the calculation about 10,000 boomers will retire ‘each day‘ between now and 2030, most of us have Social Security as prime income source (other sources help, of course), and not enough to ease thyself into bad health in our comfortable, auspicious, baby-boomer way.

Last week, The Motley Fool put together a short, financial shit-list for us boomers not thinking ahead — some key points:

Based on statistics from the Insured Retirement Institute’s latest report on baby boomers, some 59 percent of boomers expect Social Security to be a major source of their income during retirement.
That’s up from just 43 percent when surveyed in 2014.
…
Here’s a terrifying nugget of data to wrap your hands around: based on IRI data, just 55 percent of respondents in its study had retirement savings in 2016, meaning 45 percent of baby boomers surveyed had absolutely nothing saved for retirement.
Comparably, 80 percent of respondents in 2014 had money put away toward retirement.
…
The IRI report also notes that over the past year some 3-in-10 baby boomers postponed their plans to retire.
Age 62 has long been viewed as “retirement” age, but nearly 6-in-10 boomers now expect to retire at age 65 or later, including 26 percent of boomers that anticipate retirement at age 70 or later.
In 2011, just 17 percent of boomers expected to retire by age 70 or later.
…
Also in the IRI report, 30 percent of baby boomer responded that they’ve stopped contributing to retirement accounts (16 percent also took premature withdrawals from their retirement accounts).
Although this is more or less on par with figures from 2012, it’s up substantially from 2014 when only 21 percent of baby boomers weren’t contributing to their retirement accounts.
…
Based on a recent Urban Institute data project, more baby boomers than ever are hanging up their work gloves while still toting around sizable levels of debt.
The study notes that the percentage of adults aged 65 and up with debt rose from 30 percent in 1998 to 44 percent by 2012. Furthermore, nearly a quarter of all retirees enter retirement with mortgage debt.
The study pinpointed $24,500 as the median amount older adults owed in debt in 2012.

Add shit to the shit-pile —  from Fortune last Tuesday: ‘A new poll says more than 40 percent of America’s baby boomers stayed with their employer for more than 20 years. But it’s unlikely that their children or grandchildren will experience the same job tenure.’

And from Fox News on Friday: ‘According to new research from Transamerica Center for Retirement Studies, women are at a greater risk of not achieving a financially secure retirement compared to men. Female Baby Boomers nearing retirement who may have taken time out of the workforce to raise their families are finding their nest egg isn’t quite as full as it should be.’

In booming-out a summation of the above, best-ever from the well-liked Pinball: ‘“I don’t know how to tell ya this, Cyrus, but we are three white guys short. Or as they say in Ebonics, “We be fucked.”‘

Pickle…?